Howard graduated from the University of Cincinnati with a bachelor's degree in Business Administration in 1973. He received his Juris Doctor from the University of Akron School of Law in 1981.
Howard, a retired CPA, focused his professional career on estate and gift planning. He was the managing partner of Conner Ash P.C., BKR International's member in St. Louis. He has served as both the Worldwide Chair and Americas Regional Chair of BKR International. Howard became the association's worldwide CEO in 2017.
Howard has served on a number of charitable and civic boards, including Temple Shaare Emeth (St. Louis), De Paul Foundation and its Executive Committee, Chesterfield Community Development Commission (President), Temple Solel (Paradise Valley), and Valley Beit Midrash, as well as committees for several other not-for-profit organizations. Howard has also served on strategic planning task forces for Temple Shaare Emeth, Jewish Family and Children’s Services (St. Louis), and the Monarch Fire Protection District. He has been recognized as one of the top 100 St. Louisians to Know, and the top 10 Accountants of the Year (St. Louis).
Howard has spoken at national and international conferences, and has published almost a dozen articles during his career.